Unlock the Potential of Private Debt Investing For Borrowers Investors

Low correlation

With public market fixed-income investments, the values fluctuate with interest rates, changes in sentiment and macro-economic influences. However, private debt investments rely on a stipulated stream of principal and interest payments.

So, if you want to diversify your investment portfolio, private debt investments are your best choice.

Capital stability and flexibility

In the private debt market, you (the borrower) can negotiate with the lender. For instance, if you come to FC Capital, we will negotiate appropriate terms and conditions, reporting obligations, controls, covenants and security with you. This allows us to greatly influence the loan terms, mitigating the potential risk of loss.

Income earning element

Private debt investments depend on a stipulated stream of principal and interest payments from borrowers. A floating base rate comes with an extra credit margin to ensure total interest income goes up in line with upward movements in market rates. This helps combat inflation pressures.

Therefore, if you manage your private debt well, it will deliver consistent results even when the economy goes bad.

Tailored Solutions

Traditional lending institutions often have too many requirements. And sometimes, these requirements lock out many looking to make investments.

With private debt, there’s capital for anyone and everyone. Private debt lenders offer access to capital that might not be available through traditional sources. For instance, you can secure funding even if you’re a startup with credit challenges.